Even if you deposit money in the bank for the fourth time in a month, there will be a charge

Banks will now have to pay a fee for depositing and withdrawing their money. Bank of Baroda has started it. From next month, different fees will have to be paid for banking beyond the fixed limit. Bank of India, Punjab National Bank and Central Bank will also take a decision in this regard soon. Bank of Baroda has fixed separate fees for current account, crash credit limit and overdraft withdrawals and for savings account withdrawals. Withdraw money for the loan account as many times as you want in a month, you have to pay Rs 150 each time. There is a fee of Rs 40 for depositing money in a savings account for the fourth time after three times. Banks have also not given any relief to senior citizens.

Banks started making big money by secretly charging

Various banks across the country are secretly levying various charges to cover their losses, of which customers are unaware. Just as a leisure folio charge of Rs 200 per page is levied, CC or Audi is charged for any type of loan. 3 to 5 rupees per leaf is charged for check book charge. If the check is returned for any reason, Rs 225 is charged.

What is the fee for crash credit, current account and overdraft?

  • (1) No fee for depositing one lakh rupees in one day

  • (2) One rupee charge of one thousand rupees on deposit of more than one lakh (minimum 50 rupees and maximum 20000 rupees charge)

  • (3) No charge on withdrawals three times in a month

  • (4) A fee of Rs. 150 for each withdrawal after the fourth time

  • How much is the charge for savings account customers?

  • 1. No charge till three times deposit

  • 2. Charge of Rs. 40 on each deposit after the fourth time

  • 3. No charge for withdrawing money thrice a month

  • 4. A charge of Rs.100 for each withdrawal after the fourth time

  • 5. No exemption for senior citizens, they also have to pay the charge.

  • 6. Jandhan account customers will have to pay Rs. 100 only on withdrawal.

  • Banks imposed such charges secretly

Banks have levied such charges on customers to compensate for losses that have never been taken. In the name of folio charge, banks earn big money. 25-30 years ago, customers used to record the details of transactions in the bank register, which was called a folio. In those times, when the amount of money was handed over to the folios by hand, the banks did not charge any fee from the customers. Today, in the digital era, software makes automatic folios, then banks are charging folio charges from customers. At the same time, even if rejected, the bank deducts some amount in the name of processing charge.

  • 1-Laser Folio Charge: Rs 200 per page (CC or OD charged on any loan.)

  • 2-Checkbook charge: 3 to 5 rupees per leaf (on second checkbook)

  • 3-If the check is returned for any reason: Rs 225

  • 4- Charge on small loan: up to a maximum of 15 thousand rupees.


  1. This is the "lutaru". Now government will reduce the number of banks and start ruffianisam. Once public will oppose this by taking all their deposit from banks and put it into private bank then these banks come to know what will be the result of small investors.


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